The PayMyDebit story.
PayMyDebit is a debt-payoff-obsessed editorial team. We've climbed out of five- and six-figure holes ourselves, and we test every relief program, consolidation offer, and credit-repair tactic against one question: does it actually get you to $0 faster? We earn affiliate commissions on some links, but the payoff math decides the ranking — never the payout.
Editorial standards
Every playbook on PayMyDebit is grounded in primary research, hands-on testing where applicable, and comparison with at least three competing programs or strategies. We disclose affiliate relationships and never accept payment in exchange for placement, ranking, or coverage.
- 01Every playbook is reviewed by an editor before publication.
- 02We update playbooks when rates, fees, or program terms change materially.
- 03When we're wrong, we publish corrections — clearly labeled.
The team
A small, opinionated crew who have each clawed out of real debt — and now help you do it faster.
Paid off $61,000 in consumer debt in 38 months. Now obsessed with the math that gets readers there faster.
Former intake specialist at a settlement firm. Knows exactly where the fine print bites — and says so.
Rebuilt his own score from 512 to 740. Tests every dispute tactic and rebuilding card we recommend.
Spends her week reading the FDCPA so you don't have to. Maps out exactly how to stop the calls.
Contact
Editorial: editorial@paymydebit.com
Privacy: privacy@paymydebit.com